Over the past year I have searched through countless websites, blogs, and books in search of ways to make money. Whether that be through a new career, new business oppurtunity, side job or gig. I wasn't picky I just wanted a quick fix to my need/want for cash. I learned two valuable lessons from this research. First, even if you find something that makes you a few extra bucks, that need/want for more will eventually rear it's ugly head! Second, there is not a ton of ideas out there on how to make money immediately, as in cash in my hand today. This is the reason for this post. Sometimes you need immediate money, you do not have time to wait through the sign up period to rideshare or wait a week for the check from the part time job you just started to come in. The following five ideas will get you cash in a day, they may require some hustle but what doesn't these days??
1. DOOR TO DOOR - This is as old school as it gets. Kids have be doing this for decades. It's incredibly simple, you just need to get yourself some motivation and start knocking on doors in your neighborhood. When your neighbor answers the door just ask them if there is anything they need done around the house/yard. Lawn need to be mowed? Leaves need to be raked? If it's winter offer to shovel the driveway. Maybe they need some dry cleaning picked up or package brought to the post office. It could be anything. You'll be surprised how much you can pull in if you hustle all day!
50% of the people I've discussed this process with always say the same thing. I'll feel embarrassed if my neighbors think I need money. Overcoming the hurdle of caring what people think is a discussion for another time, but for now if that's an issue and you need to make money today, go across town to a neighborhood you don't know. NO excuses, the money is out there, Go Find It.
2. YARD SALE FLIPPING - This isn't specific to yard sales. You can find products on craigslist, Ebay, town dumps, thrift stores or discount racks of a store (staples has a good one). It's a very simple process, however it does take some effort. Since you need the cash today so you need to focus on products that you can sell quickly with at least 25% profit. The sold listings on Ebay are your best tool to see what is selling and for how much. Use this tool on any product you are unsure of. Once you have a good stock pile of items put them up for sale. Use Ebay, craigslist, Facebook groups (moms groups are great it you find kids stuff), and any other avenues you can think of (call you friends see if they want something you have found)! Get to work! Happy flipping!
3. PARKING LOTS- Yes, I said parking lots. How it possible to make money from a parking lot? 3 ways actually! First off you will need a few tools for this which you probably have laying around the house. A broom, a dust pan, and some trash bags. If you don't have these items the places you are going to will so you can ask to use theirs. I just find it better to bring your own.
You are targeting small businesses with parking lots. Simply walk in and ask for the manager/owner. Just tell them your story, you are trying to make some extra money and you are offering to clean their parking lot for 25$( more or less depending on size). The reason this is effective is that most owners know that the parking lot is important as the first impression for a customer, however it's usually way down on the list of priorities for the day. Most would be happy to give you a couple bucks so they don't have to do it(there is big business in parking lot clean up if you decide you like it you could turn into full time HUSTLE)! The best part about it is that the clean up is usually pretty quick so you can do multiple in a day. Also, as your cleaning you can keep the cans you find for additional cash and you should feel free to take a quick glance at those scratch tickets in the trash or on the ground! You never know if someone missed a winner! You can also register some of these for prize raffles! Most people see a parking lot and don't think twice, Us living the HappyHealthyHundreds lifestyle see 3 ways to make money!
4. GET WASHING- Get yourself a sponge, some soap, a few signs, a couple towels and some water! Carwash time! High school sports teams have been doing this forever (bake sales too! take a look in the cabinet see what you have in there! Bake a few treats and sell those at the car wash) to raise money for uniforms or bus charters. No reason why you can't do it. Put a few signs up in your area, talk to the neighbors, and call your friends! Car wash happening, come on down! If your a real go getter go out and get yourself a great location willing to let you use it. Maybe a place on a main street with lots of foot traffic. Even a busy church on a Sunday morning, any place you think is good. Some places will just want to help and others may want a few bucks from the take. Either is fine as long as you get the money you need. Choose the place that has the higher traffic in the area and wash your way to the cash!
5. LOOK AROUND- Last but not least, have a look around your house or apartment. I guarantee there is stuff in the basement/attic/garage/ or closet you have used in years. Time to have your own yard sale! I'm talking the traditional physical type as well as Online. Bring out everything you have decided to sell (make sure it's enough to get to the amount of cash desired). Organize your product , put up some signs, and start selling. Don't forget to spread the word to those you know as well as post online. Now that you are physically selling, start taking your photos and posting online to sell. If someone buys online take the product off the table and put in the to be mailed pile. If they buy in person simply take down the online posting. This way you are reaching the most amount of people possible in the shortest amount of time!
5 real ways to make money in one day! I hope you never need these tips but I'm happy to provide them just in case. The key to any of these tips is that your going to have to hustle and earn it! There is money out there. You just need to go get it!
Thanks for reading!
Throughout the past few days I've notices that a lot of folks are confused about where they are in life as it pertains to sources of income. This is due to a lack of clarity on what constitutes a job as opposed to a gig or side hustle. In order to make realistic and achievable goals one must clearly understand where they are, what type of work they do, and how to characterize their income source. For this reason I have dedicated this post to clearly defining the most common types of work. Apply these definitions to your situation and you will be able to understand more clearly which category you are in. Only then can you plan out a way to improve on or change your current position to reach your financial goals.
There are five main types of work. Career, Job, Side hustle, Gig, One-timer. Let's start with the latter and work our way up:
1. One-timer: One-timer is a term coined by HappyHealthyHundreds to describe a money making stream that does not reoccur. This is something that you do one time and do not plan on doing again in the future. Usually stems from a need or desire to make cash quickly due to emergency or impulse. For example, Your car is in need of new brakes but you haven't planned for that and do not have the money saved for it. Since you are a savvy member of the happyhealthyhundreds squad you know you need to make the cash quick! We don't use credit card out of necessity, just do get the bonus points, right?? So what we need is a one-timer to make the cash. We take our lawnmower or borrow a friends and we head through the neighborhood knocking on doors offering to mow lawns for 25$-50$ a pop until we get the money we need. This is not something you plan on doing again (could be turned into a gig if you wanted though), you are only doing this to get the money you needed to satisfy the bill for your new brakes. Your only doing this one time, hence it's a one-timer.
2. Gig: You hear this term often, but what exactly is it? A gig is something you do for on a repetitive basis that brings in income but is not scalable. This means that the work makes you money but you will not be able to turn it into a side hustle or career. The best example of this is driving for Uber or Doordash. Why is this not a job/hustle? Gigs like these are capped income situations. You can only drive so much in a day, you are not allowed to hire other drivers to work for you, and you have no chance of promotion. A lot of people are confusing this type of work as a job, it is not. I've seen the protest in the news about Uber pay and Doordash keeping tips etc.. There's nothing to protest, you are a contractor not an employee. Technically you work with them, not for them, it's a partnership. If you don't feel it's a beneficial partnership you can stop this gig anytime you want. Don't waste your time with protests, just find a better gig!
3. Side Hustle: Side hustle seems to be the term of the year. Everyone thinks they need one, but not many people actually have one. A side hustle is similar to a gig with one Enormous difference, it is scalable and can turn into a Job(as in owner of your own business) or career. Let's us the One-Timer example. You decided after mowing a few lawns that you liked it and wanted to keep doing it. So you went back to your neighbor and offered to mow his lawn each week for $25, he agrees and you now you have a baby side hustle. You then expand a bit and gain a few more clients in the neighborhood, now you have a legitimate side hustle! You are bringing in repeat income and you have the ability to grow this hustle into a business. Do you see the difference from a gig? If you mow enough lawns you can grow into an owner of a mowing company! On the other hand, even if you drive 1000 Uber clients you will never own Uber.
4. Job: A job is pretty straight forward. It is a task or combinations of tasks you must do at a certain time and place in order to receive income. If you do not perform these tasks, you will not get paid. In most cases you are an employee working for someone else. Your work not only makes you money but in turn makes your employer money. The upside to a job is usually deemed as financial security as well as bonuses such as health benefits and vacation time. These factors make a job different from Gig or Side hustle. There's nothing wrong with having a job, working hard (hoping for a promotion that may never come), and living your life. A lot of people do it. The only glaring issue with a job is that your fate is not in your hands. The CEO can make some bad financial decisions and all the sudden you get laid off, or your company gets bought out and the new one sends you packing. I find the term security and job are often linked together when in fact it may be less secure than your Side Hustle!
5. Career: The term career is often linked to the term job or job path. This is a narrow characterization, it could be in the form of a job or in your own business. A Career is a source of income that you receive as a result of working with your passion. Not just a source of income, but an uncapped source of income! There are no limits (except the ones you place on yourself), the more you grow and build yourself the more your income will grow with you. This could be in the form of a traditional job. You could be passionate about law, start out as an intern then move to paralegal, then to lawyer, then partner, then owner, and then multiple offices. It could also be a side hustle you turned into a career. You found out from your One-timer that you love landscaping! You start with a few accounts on the side of your 9-5. You then hire a few employees and buy some equipment, gain more accounts. You continue on this path until you own multiple successful companies and then you franchise. There is no limit when it comes to your Career!
I hope these definitions provide some clarity! Take a look at your income sources, see which category they fall into. Once you have this figured out you can make any necessary changes in order to get to where you want to go!
Thanks for reading!
Stuck in a rut? Do you think you should be further ahead in life? Your not alone, most people feel this way. People who have 100$ in the bank want to have $200. Folks who drive a Range Rover want to be driving a Ferrari. Most of us are not content with where we are in life. If you are then congratulations! You have figured it out! Being content with what you have and not needing or wanting more is the most impressive accomplishment one can manage. A rare few folks have achieved it, I hope that all happyheathlyhundreds readers and I can join that group one day! Through hard work, dedication, and unwavering hustle, I believe we will. First we must set the goal and make the plan...
The common denominator with almost all "successful" people is that they have and strong method for setting and achieving goals. Yes, we all know what a goal is and how to set one. However, saying you have goals and actually having them are two very different things. Saying I want to have a million dollars is not a goal. A goal is the result of planning and action, not meaningless statements, meaningless statements are just daydreams and wasted time. The following is an example of how to actually create a realistic goal and formulate a plan on how to achieve it.
The key to goal setting is to give yourself realistic and achievable goals. Setting a goal of attaining $1 million net worth next week when you have $10 in your pocket is just a waste of time. It sets you up for disappointment and failure. The most beneficial way to set and obtain a goal is to realistically think of how long it should take to achieve and when you want it accomplished. If it's a long term goal then you need to have benchmarks set along the way to help keep you on track and keep you motivated.
For Example: Our goal is to have a net worth of 1 million dollars. Let's use a person with 50k/yr salary as a baseline. First we need to think of when a realistic and desirable finish date would be. There a few things to consider in this process. You need to account for income you currently make but also estimate your future income as well. If you are doing a great job at work ( lets face it, you better be if you want to reach your goals) I'd say you can conservatively count on a 3% raise each year. Factoring this in will give us a realistic number for income.
The same works for bills, try to estimate what your monthly bills would be. Are you in need of a new car over the next few years? Do you have student loans due? Are you about to pay off a loan? Only once you have estimated the amount of money you are bringing in against what is going out will you be able to formulate a plan. Could the plan be just to set aside the extra money each month (if there is any) until you reach the million? Sure, but you will probably never get there and if you did you most likely won't have to many good years left. This plan is not realistic or achievable. You need to set a hard date to reach your goal! Using the same example, let's say you set a date ten years from now. Once you have this set, you must then break down this goal. First into yearly achievements, then for the imminent years, monthly achievements. This is very important, if you don't have strong short term goals planned out and earmarked then you will not be able to track your progress. A goal without a trackable action plan is just a thought! Everyone has thoughts, successful people have goals!
After you have carefully considered and created your plan YOU MUST WRITE IT DOWN! On average you are 40% more likely to achieve your goals if you write them down. Why? Writing goals down takes passing thoughts and turns them into permanent statements of fact. It takes "I would like to be a millionaire one day" and changes it to " I will be a millionaire on 8/20/2020 at 9pm". Repeat those two sentences to yourself, you will be able to feel the weakness in the first and the power of the second. The ability to change thoughts into planned out achievable goals is the most common trait of successful people. Once you get this process down you will be on your way to achieving your dreams! I'll help you get started. Your first goal is to set, plan, and achieve at least one goal a day for the rest of your life!
Acknowledge the challenge, Accept the challenge, CRUSH the challenge, repeat daily!
Thanks for reading!
8/10/2019 0 Comments
Have you heard the story about the guy who lost a ton of weight?... But then gains it all back in a few months later. I think we all have and we have all been through this at some point in our lives. The Yo-yo diet was a common theme for me from my 20's to my 30's. When I hit 40 I finally figured out how to drop the pounds I wanted to and keep it off. In fact, this was the first time on any of my diets that I actually bought new clothes! Once you do that there's no turning back!
I have compiled a few tips for those who are having trouble dropping that initial weight and then continuing to maintain or drop more pounds. I will be writing a guide for the entire program I use down the road, but for now I want to share the basics so you can get started losing weight today!
1. Don't try to do too much all at once! It's very difficult to go from a diet of pizza, fries, and beer to a diet of no carbs, no dairy, and only water. Making this kind of drastic switch in eating habits rarely works. You want to lose weight fast! I get it, but you also want to keep the weight that you lose off and not gain it back a few months after you lose it. In order to increase your odds of success you should slowly, week by week change your eating habits. If low carb is your thing then start with getting rid of breaded fried foods and French Fries. Now that you have done that for a week move on to giving up bread on week two. Keep repeating until you have reached your desired eating habits. This is crucial to keeping weight off! This method is the beginning of a life change, not a crash course in dieting and suffering! Dieting is not sustainable forever, which is why most people succeed in the beginning but falter in the end.
2. Exercise is a must, but only when your ready. Not to beat a dead horse but changing your diet and your exercise routine to suddenly and drastically will most likely result in lack of success. I recommend getting a week or two of diet change complete before you tackle the exercise routine. Once your comfortable ( don't put it off too long, two weeks should be an adequate time frame at most) with the changes in diet, start to increase the exercise. If you don't exercise at all now, begin with 20 mins a day. You can start off with walking, then running, then on to lifting if you choose The key is to find and exercise you like and keep doing it! Always build on your prior weeks. If you walked for 20 mins a day week one, then you can do 30 mins week two, and then run/walk 30 mins week 3. So on and so forth. Again, making these tweaks to your life slowly helps to ensure they become habit, these habits will enable you to succeed long term.
3. Prepare, Prep, and Plan. The most difficult part of healthy eating is that most already prepared foods or "snacks" you can buy at the store aren't good for you. When hunger hits you tend to reach for the first thing that's readily available. It's really easy to grab a bag of chips and chow down when you get hungry. In order to avoid snacking on unhealthy food you must prepare ahead of time. If you dedicate a 1-2 hours of your time one day a week you can prepare yourself for the week. Cut up a bunch of veggies to have on hand in the fridge, hard boil some eggs, make a large salad. You want to ensure that whichever foods you are supposed to be eating on your plan are ready and waiting for you. No time to prep? Then double your meal size when you cook. This way when you make your healthy dinner you will always have leftovers to grab when the hunger comes! Plan ahead and you won't get caught with your hand in the cookie jar.
4. Lastly, when you get off track don't get frazzled. It happens to all of us. Those of us who are able to accept it, acknowledge it, and make a plan to avoid in the future will succeed in reaching our weight loss goals. Those who let a little slip up fester and boil over into a whole day slip up, then a whole week will not. A cookie or piece of cake won't ruin all the work you've put in (in fact having a cheat window is quite beneficial to long term success). Walk an extra 10 mins the next day and get back to your healthy eating.
While these tips may seem small, they are essential to begin a successful lifestyle change that will help you attain your weight loss goals and maintain them. Small improvements in diet and exercise will build the habits necessary for success. Start Now! A Happier healthy life is waiting for you, Go Get It!
Thanks for reading!
Many of the people I know are neck deep in debt, treading water looking for a life ring. That life ring is not coming from the shore, you need to create one yourself! Most of the money blogs and books I've read all say the same thing, you need to have a minimum of 6 months life expenses saved "just in case". The problem is for most us that "just in case" money seems to always get used up long before we can save enough money to build a decent 6 month kitty for security. These blogs also all tell you the same way to build up that new kitty. Start with saving 10% of your check, get used to that then increase to 15%, so on and so forth. While there is merit in that process, it does work, but you need to build up your emergency 30 day cushion first. Once this cushion is established you will never have and excuse not to save your 10% a week because you will already have "just in case" money built into your monthly budget. This money is not set aside in an account waiting to be used, it is already spent. That way you will never miss it! Until of course "just in case" happens, but when it does you are prepared and it won't affect your savings or your life!
So how does it work? It's a very simple budgeting trick I use, pay your bills the day after they are due! NO, I'm not saying you should pay your bills a day late, I'm saying you should pay them 29 days early. Here's how it works. For this example, let's say your cell phone bill is due on the first of each month. Most people will pay the bill just before the due date or right on the due date. They will then wait the full billing cycle and repeat. In order to build our 30 day cushion we must pay the bill on the 2nd. So when you first start, you will pay your bill a normal, then you will again pay it on the 2nd. This means you will be a full billing cycle ahead on your bill. Once you have completed this process with one bill you will complete it with all your other monthly bills, thus creating your 30 day cushion for all your bills! Creating savings with this budgeting trick benefits you for many reasons. First, instead of having the cash for a months worth of bills hiding in your underwear drawer where you are always tempted to take out a few bucks, it's already spent. Second, since this cushion is in the form of prepaid bills, you won't have to stress out about your bills if an unforeseen expense comes up. You already have the money to pay for it! Lastly, when that flat tire comes or your favorite band comes to town you won't have to neglect the savings you put away monthly to cover that expense. You can pay for those things, still put away you 10% to build your 6 month kitty, and not get behind in your bills.
Here's an in depth example. We have paid our cell phone bill (let's say its 100$) on the Jan 2nd which pays us for the coming due date of Feb 1st. We would normally keep this cycle on repeat but this month we had to have a plumber come make a repair. So instead of paying the cell phone bill again on the 2nd you will use that money to cover the plumber's bill. We have covered the unexpected expense without shorting our bills or touching our savings! Since we are paid through Feb 1 our due date isn't until March 1. As long as we just pay the cell phone bill that we normally pay on the 2nd a day earlier than normal we are all set. We will of course have to work our way back up to another 30 day cushion which won't be an issue since we have already done it once!
Don't worry, I know the next question. What if I don't have the money to pay a bill twice in a few days ( which is necessary if you want to build the cushion fast)? The answer is to slowly build it up weekly. Pay your bill as normal on the 1st. For the next month pay it a week early, repeat process till your paying on the day after the initial due date.
That's how you can build up a 30 day financial cushion! It's a great way to budget your bills and create some security for the "just in case" moments. I have used this method for years, I haven't had to touch my savings for any unexpected expenses since I started doing this. This budgeting tool has saved me money by allowing me always put away my 10% and given me the security of knowing I will have 30 days covered if "just it case" happens. I hope it does the same for you!
Thanks for reading!
A little bit about me! I'm a family man with a lovely wife and three awesome boys. I have a bit of an entrepreneur bug. I started and sold my own company twice ( small businesses but the experience was valuable), I've dabbled in real estate, been an Ebay reseller, and also spent many years in management roles which is my current stream of income ( plus a few side streams I've put together). I'd say all in all I'm your typical guy trying to make a better life for his Family.